OnePath can help you maintain your standard of living if you fall ill or get injured

Fact - you’re only human
In the event of major illness or injury you can save your family from added stress and heartache. With income protection insurance like OnePath’s ProSecure Income Replacement Plan for professionals, you can help support your family if the worst should happen.

Features of ProSecure Income Replacement Plan include:

• Total Disability Benefit and Partial Disability Benefit – receive monthly Disability Benefit payments if you can’t work due to illness or injury¹
• Booster Benefit - receive an additional 1/3 of the monthly Disability Benefit for the first two months of each claim
• High levels of income protection – apply for a monthly benefit of up to $20,000²
• No medical or blood tests – apply for immediate cover on acceptance
• Child Care Assistance Benefit – up to $400 per month to assist with additional child care fees for up to 3 months³
• Rehabilitation Expenses Benefit – up to $50,000 for the cost of rehabilitation services to assist you in returning to work
• Premiums may be tax deductible⁴

You can now earn 1 Qantas Frequent Flyer point for every dollar of premium paid on eligible OnePath income protection policies*. Not a Qantas Frequent Flyer member? OnePath's offering complimentary membership (saving you $82.50)# at qantas.com/onepathjoin.

Getting ProSecure Income Replacement Plan could be the smartest decision you ever make.

HOW TO APPLY:

STEP 1   Click here to review the ProSecure Income Replacement Plan Product Disclosure Statement and Policy and OnePath’s Financial Services Guide  or call 1800 658 679 between 9.00am-6.00pm (Sydney time) for a free copy.

STEP 2   Decide on a monthly benefit amount to match your needs and budget.

STEP 3   Find the monthly premium in the relevant Premium Table

STEP 4   Complete the Online Application Form or call 1800 658 679 between 9am to 6pm (Sydney time) to apply for immediate cover on acceptance.

Please Note: If you do not have an AMA user name and password, simply click here and follow the steps to obtain them. Alternatively please phone AMA Member Services on 1300 133 355 or email memberservices@ama.com.au

1. Claims arising directly or indirectly from a pre-existing medical condition are excluded. A pre-existing medical condition is an injury, illness, condition or related symptom that, in the five years immediately preceding the policy acceptance date, you were aware of (or a reasonable person in your position should have been aware of); or for which you had, or were intending to have, a medical consultation; or for which a reasonable person, in your circumstances would have had a medical consultation.
2. The monthly amount payable for a valid claim may be less than the monthly amount insured depending on your pre-claim earnings and other payments. The monthly amount payable excludes business expenses.
3. The amount payable may vary.  Refer to the ‘Child Care Assistance Benefit’ section of the PDS for more information.
4. This information is of a general nature and may not apply to your individual circumstances.  You should seek professional advice on your own taxation position.
   

IMPORTANT INFORMATION:

ProSecure Income Replacement Plan and the information above is issued by OnePath Life Limited (OnePath Life) (ABN 33 009 657, 176 AFSL 238341). OnePath Life is a wholly owned subsidiary of Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522), an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). OnePath Life is the issuer of the product but it is not a Bank. Except as set out in the issuer's contract terms (including the Product Disclosure Statement (PDS)), this product is not a deposit or other liability of ANZ or its related group of companies. None of them stands behind or guarantees the issuer.  The information provided is of a general nature and does not take into account your personal needs and financial circumstances. You should consider the appropriateness of the information, having regard to your objectives, financial situation and needs. You should read the PDS or call1800 658 679 and consider whether this product is right for you. OnePath Life receives premiums for any insurance cover you obtain. Its employees and directors receive a salary. They do not receive commissions; however, they may be eligible for performance related bonuses and other staff related benefits.

OnePath is committed to providing the AMA and its members with the highest level of support, including a financial contribution, towards the AMA’s activities and programs. OnePath will advise AMA of the names, and member numbers, of AMA members who take up this offer, for entry into their database. The AMA privacy policy can be accessed at http://ama.com.au or by contacting AMA at 02 6270 5400.

*You must be a Qantas Frequent Flyer member and correctly register valid membership details with OnePath to start earning Qantas Frequent Flyer points on Eligible OnePath premiums you pay. Points are earned in accordance with the ‘OnePath and Qantas Frequent Flyer Rewards Terms and Conditions’ available online . Membership and points are subject to Qantas Frequent Flyer program terms and conditions available online . Points are only earned on premiums you pay after OnePath has received your Qantas Frequent Flyer membership details. Qantas does not endorse, is not responsible for and does not provide any advice, opinion or recommendation about this income protection product or the information provided by OnePath in this webpage.

#Complimentary join fee waiver offered by OnePath. This complimentary offer may be withdrawn at anytime.